Hard Money Loans for
Investment Portfolios

Short-term, interest-only loans for residential real estate investment portfolios.

Get a loan commitment in about 24 hours.

When buying a group or portfolio of investment properties, you need financing and an expert team (many who are also real estate investors) to help you maximize the ROI on your purchase.

Types of Projects

Single-Family Home
2 – 4 Family Properties

Max Term

up to 15 months


Interest-only loan, first-position

Loan Amount

$100K +

Loan to Cost (LTC)

Up to 85%

Construction Costs

Up to 100%

Exit Strategy

Rent + Sell
Rent + Refi Out


Currently lending in 35 states (see map below).

How is a Portfolio Loan Different Than Other Hard Money Loans?

A portfolio loan allows the buyer to purchase multiple properties for their real estate business. This could be a single hard money loan or a series of loans depending on the deal offered. Projects could be rehabs or new construction or a mix of both.

Unlike the well-known FHA 203K rehab loans, a hard money rehab loan cannot be used for an owner-occupied property.

Rehabbing a single family home

Who Do We Work With?

Fund That Flip works with experienced, professional redevelopers and rehabbers with the best deals in the best real estate markets. You’ve got a business to grow, and we’re not looking to mess around.

Looking to scale your business

4 completed and repaid deals in the past 24 months

Cash on-hand for the down payment and closing

VIPs looking for great rates

Get Funded

Fund That Flip by the Numbers

$2.6 Billion+ in Loans

to scale businesses and transform communities

93%+ Repeat Borrowers

6,500+ Homes & Rentals

transformed, revitalized, and built throughout the U.S.

8,700+ Jobs Created

by funding real estate investors

Why Get a Hard Money Loan from Fund That Flip?

As you’ve probably already experienced, maintaining and growing a network of private lenders is time consuming and inefficient — and that network has limited finances. Give your business the advantage by working with Fund That Flip.

Reliable Financing

We’re a direct hard money lender with a diverse capital stack — which means we can fund your project, we can fund it fast, and we can continue funding it as each project progresses.

Local Team

When was the last time your lender visited your jobsite? We have Territory Managers and Regional Sales Directors throughout the U.S. — many who invest in real estate themselves.


With private lenders, you can only take on as many projects as your network can finance. With us, bring us the good deals, and we’ll fund them. Many of our borrower partners double their completed projects when they start working with us.

24/7 Support

Beyond our local teams, we have an entire in-house team dedicated to you and your business. We guide you through every step of the loan process, close faster than anyone in the industry, and make sure your draws are fast and accurate.

Frequently Asked Questions


What is a portfolio loan?

Portfolio loans allow borrowers to purchase multiple properties. This could be a single hard money loan or multiple loans depending on the situation. Approval is most dependent on the borrower’s overall financial health.


How does a portfolio loan work?

Once you submit your initial application, you’ll provide us with information about your financial situation, including your income, debts, and assets. We will run a credit check as well as check your real estate investing history before approving the loan (or series of loans).

Scale with Confidence

Check out the resources below to learn more about how Fund That Flip does business, and how we support our borrower partners in growing their businesses.